Our Process

When we develop a comprehensive financial plan for a new client, we follow a carefully defined process with seven essential steps. The process ensures that we work with you to clarify your situation – your resources, priorities, obstacles, and dreams – and produce a roadmap that is uniquely tailored for your own well-being and long-term goals.

Though the complete process is designed specifically for financial plans, the steps may apply in other projects and programs you may wish to pursue.

Step 1: First Inquiry

If the information on this website interests you, contact us! We’ll be happy to schedule a Get-Acquainted call at your convenience.

Step 2: Get-Acquainted Call

We meet with you free of charge via teleconference. It’s an opportunity to exchange information about your needs and objectives and to discuss which of our services may be appropriate for you.
If you select one of our programs, we will provide a formal estimate of the cost along with a list of additional data or information we’ll need to begin formulating your financial plan.

Step 3: Data Gathering and Initial Preparation

You will gather the requested data and complete your cash flow worksheet and risk tolerance questionnaire. You may fax or mail this information to us.
When we receive your forms, we’ll begin to lay the groundwork for your personalized plan. We’ll prepare initial reports to discuss at our Step 4 meeting.

Step 4: Interactive Goal-Setting Meeting or Teleconference

In this Interactive Goal Setting Meeting, we explore and discuss the information you have provided so far. We work with you to clarify your current situation, financial goals and objectives – remember, it’s your life and your plan! Come with any additional questions or concerns you may have.

Step 5: Analysis and Plan Formulation

We will edit the Step 4 information based on your feedback and run additional scenarios if applicable. After completing our research and analysis we will produce final reports for your personal financial plan. We add our observations and recommendations to the plan.
Your only task is to schedule a meeting or teleconference 2 or 3 weeks after the Step 4 meeting. The ball is in our court in the meantime. Revisit our web site to stay current on the changing world of personal finance and investments.

Step 6: Presentation of Your Financial Plan

Here we present and review your personal financial plan. We discuss all reports and provide you with a written summary of our observations and specific recommendations.
Congratulations! At this point you hold a personalized roadmap, custom designed to meet your financial goals, along with specific recommendations to implement your short-term and long-term strategies.

Step 7: Plan Implementation and Follow Up

If you would like our help with plan implementation and follow up, at the conclusion of Step 6 we will discuss an appropriate ongoing plan. Periodic update meetings and reviews are also recommended.

Proper implementation is crucial to reaching your goals. Whether you now implement and monitor the plan yourself, or engage us to provide a portion or all of these services for you, prompt action is essential.